The home loan «FIXED» is provided to you by the Greek Postal Savings Bank. For stability in your programming!
What to use it for
- Purchasing a house, existing or under construction
- Building a house, in a freehold site
- House completion or expansion
- Repairs
- Purchasing a second house
- Purchasing a site fit for the purpose of constructing a new house
- Payment of a loan from another bank
Why it is worthwhile
- Fixed interst rate 4,85%, for the first 3 years, then floating interest rate from ECB+1,38% (today 5,38%)
- Also available: 15-year fixed interest rate loans
- No penalty for early repayment
Who is eligible to apply
Everyone! Private or public sector employees, self employed, citizens of E.U. countries, economic immigrants and Greeks residing abroad.
How much money can you borrow
You can borrow up to 100% of the home’s value. Approval procedures are quick and simple. Take advantage of our advantageous personal loan loan to help you out with additional moving-in expenses.
How can you repay the loan
We even offer 40 year mortgages at monthly payments equal to your monthly rent!
How to secure your loan
By mortgage deed registration of 120% on the loan amount. If the property's value is not sufficient, another property (house or building site) can be provided as security.
Required documents
Now, along with “FIXED” loan, you can obtain the T.T. Visa credit card without any documents required, free subscription for life and the market’s lowest interest rate 9%.
Moreover:
- Easy payments, as low as 2,5% of the balance.
- Option for balance transfer from other banks’ credit cards, with highly competitive interest rate.
more See also Home loan «Extra Eurohome» Your monthly payments can be equal to your rent! more
Home loan transfer Just transfer your home loan to the most beneficial programme of the Greek Postal Savings Bank. more
Secured Personal loan «My Advantage» («Me Simferi») Meet your growing personal and professional needs. more
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