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Secured Personal loan «My Advantage» («Me Simferi»)

This is an innovative product introduced by Greek Postal Savings Bank. The Secured Personal loan, offers the market’s lowest interest rate from 4,90%!

Do you desire a longer repayment period, or lower monthly instalments? Are you a craftsman with low annual income?

If you feel the need to consolidate all your bank debts in one low-interest rate loan, then the new Secured Personal loan introduced by the Greek Postal Savings Bank could be the answer for you.

The only requirement is that this loan is secured by real estate!

How much money can you borrow

From €10.000 depending on the value of your secured property.

Interest Rates-Assurances

Fixed interest rate 4,90% for the first year and then floating interest rate, according to the customer's credit worthiness and according to the programme adjusted by the ECB interventionist policy vary from 5,95% up to 6,25%.

Option of a fixed interest rate for up to 10 years.

How to repay

Period from 3 to 30 years

Required documents See also Non-assured Consumer loans Meet your needs up to €30.000 with free choice of interest rate floating 8,40% or fixed 9%, with no penalty for early repayment. more
Loans Against Pledge Issued to individuals, at a low interest rate, by pledging valuables through the Greek Postal Savings Bank’s Pawnshop. more
Consumer loan transfer Transfer all of your loan obligations from other banks to the “Extra Transfer” programme, and reduce your payments with the market’s lowest interest rate. more

Interest rates are subject to the 0,6% charge by Law 128/75.

A.P.R. for a €10.000 loan of 30-year period: 7,71%.


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