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Fixed Extra & Fixed 2


New Home Loan «FIXED 2»

The «FIXED 2» Home Loan offers the following advantages:

  • A 3,65% fixed interest rate for the first two years.
  • A floating interest rate of ECB+1,50% (currently 5,50%) for the remaining duration of the loan.
  • For home loan transfers from other banks, you can receive a 12-month grace period, paying the first payment instalment a year later, with interest capitalisation.
  • After the first six years, you can payback early without any penalty and you are also free to convert to any fixed interest rate.
  • Also applies for home loan transfers.


Home Loan «FIXED Extra»

The «FIXED Extra» Home Loan offers the following advantages:

  • A 2,95% subsidised floating interest with a fixed instalment payment for the first year.
  • A floating interest of ECB+1,40% fixed margin (currently 5,40%) for the remaining duration of the loan.
  • For home loan transfers from other banks, you can receive a 12-month grace period, paying the first payment instalment a year later, with interest capitalisation.
  • After the first five years, you can payback early without any penalty and you are also free to convert to any fixed interest rate.
  • Also applies for home loan transfers.

Interest rates are subject to the 0,12% charge by Law 128/75. ECB interest rate 4,00%.


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