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Repair loans-Required documents

Stage A: Loan pre-approval

  1. Application.
  2. Identity Card or Passport.
  3. The last income tax return reporting the amount codes, or a copy of the last tax return (E1) with a certificate of reception (the self-employed must submit the income tax returns of the previous 3 years).
  4. A photocopy of E9 property statement (in case of ownership-occupancy).
  5. Last wage/pension statement, or relative certificate from the employer.
  6. A solemn statement by the loan applicant concerning the detailed work estimate.
  7. Bank eligibility or the last monthly account (in case of other loans or cards mentioned).
  8. A solemn statement of the term 8 L.1599/1986 provided by the Greek Postal Savings Bank, regarding possible other debts.

Stage B: Legal and Technical Control

Documents required for legal and technical control are:

  1. Official final contract of house or apartment or building site purchase, with transcription certificate.
  2. Land registry quote by the owners of the purchased/mortgaged property (for sites belonging to the National Cadastre of Greece).
  3. A photocopy of the building permission.

Stage C: Loan funding

To start your loan’s funding, you have to submit the following documents after signing the private loan covenant and after legal/technical control are completed:

  1. The certificate from the land registry belonging to the property’s area confirming the securing registration of mortgage, charges, possession and no claim (the last 3 must have a date later than the first one).
  2. Insurance policy on Fire and Earthquake by assigning insurance policy rights on behalf of Greek Postal Savings Bank.

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